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This day you are planning to buy some but there is no money in the pocket. So do not worry. State Bank of India is ready to help you. SBI has offered a festive loan. Under this, you can take a loan for every small need in the festive season.
If you want to buy a new TV or if you want to specially gift a mobile, SBI will help you. According to the bank, it will provide a loan for all your expenses related to festivals.
Under the SBI Fiscal Loan you will get a loan of Rs.5000 to Rs.50,000. You will have to repay this loan by 12 months EMI. The best thing is that if you want to pay the full amount of the loan before the time, you will not be charged any kind of charge. Bank prepayment charge will not be charged on this loan.
The bank will decide on how much you will get on the basis of your salary. You can get more than four times your total monthly income.
If you apply for this loan, you will only have to give the necessary indebtedness. For processing of the loan, you only have to pay a fee of 100 rupees. Apart from this, any kind of administrative fee will not be charged to you.
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